Compare Photography Insurance
We're here to make it easier for you to find a reputable insurance provider for camera and photography equipment in Australia by listing a number of options. Get started.
We've researched the market and compiled a list of Australian insurers and brokers that specialise in providing insurance cover to professional photographers. Most provide coverage when you're in the studio or out on a job, both in Australia and overseas, but make sure to check the policy wording for specifics.
| Provider | Head Office | Studio Cover | National Cover | Worldwide Cover | Website | Phone |
|---|---|---|---|---|---|---|
| AON | Sydney | Yes | Yes | Yes | aon.com.au | 02 9253 7000 |
| Contractor Cover | Sydney | Yes | Yes | - | contractorcover.com.au | 1300 438 268 |
| Coverforce | Sydney | Yes | Yes | Yes | coverforce.com.au | 1300 503 503 |
| Protecsure | Sydney | Yes | Yes | Yes | protecsure.com.au | 1300 268 374 |
| Tradesure | Sunshine Coast | Yes | Yes | Yes | tradesure.com.au | 1800 872 331 |
Amateur photography insurance products aren't common in Australia so an alternative is to insure your equipment through a travel insurance policy if you're travelling, or on your home contents insurance policy as specified portable items.
If you're only after cover while travelling then a travel insurance policy is a good alternative for non-professionals. Many policies will cover $2,000-3,000 worth of equipment without needing to specify individual items but check with the insurer for details.
| Provider | Head Office | Website | Phone |
|---|---|---|---|
| 1Cover | Sydney | 1cover.com.au | 1300 884 508 |
| Cover-More | Sydney | covermore.com.au | 1300 728 822 |
| InsureandGo | Sydney | insureandgo.com.au | 1300 306 822 |
Adding photography cover to an existing home contents policy can be as simple as contacting the insurer and asking them to list your equipment as specified portable items on the policy. This would protect your equipment in and out of the home. Business use may not be covered so make sure to check with the insurer for specifics.
| Provider | Head Office | State Serviced | Website | Phone |
|---|---|---|---|---|
| AAMI | Brisbane | All | aami.com.au | 13 22 44 |
| Allianz | Sydney | All | allianz.com.au | 13 10 00 |
| Budget Direct | Brisbane | All | budgetdirect.com.au | 1800 700 027 |
| CGU | Melbourne | All | cgu.com.au | 13 24 81 |
| Coles Insurance | Melbourne | All | coles.com.au | 1300 265 374 |
| GIO | Sydney | All | gio.com.au | 13 10 10 |
| NRMA | Sydney | ACT, NSW, QLD and TAS | nrma.com.au | 13 21 32 |
| QBE | Sydney | All | qbe.com.au | 13 37 23 |
| RAC WA | Perth | WA | rac.com.au | 13 17 03 |
| RACQ | Brisbane | QLD | racq.com.au | 13 19 05 |
| RACT | Hobart | TAS | ract.com.au | 13 27 22 |
| RACV | Melbourne | VIC | racv.com.au | 13 72 28 |
| Suncorp | Brisbane | All | suncorp.com.au | 13 11 55 |
| Woolworths Everyday Insurance | Sydney | All | woolworths.com.au | 1300 101 234 |
Several types of insurance cover options are available for professional photographers to protect their business and equipment. For non-professionals, cover would largely be limited to equipment insurance but best to check with the insurance provider.
Covers legal fees and compensation if a third party is injured or their property is damaged due to your business activities. For example, if a client trips over your equipment during a shoot, public liability insurance can cover the associated costs.
Protects against claims arising from professional negligence, errors, or omissions. For instance, if you lose important images or a client alleges dissatisfaction with your services, this insurance can cover legal fees and potential compensation.
Given the significant investment in photography gear, insuring your equipment against theft, loss, or accidental damage is crucial. Policies can cover items like camera bodies, lenses, lighting, and other accessories, whether in your studio or on location.
If you operate from a studio, business insurance can cover the premises and its contents against risks like fire, theft, or natural disasters.
With the increasing reliance on digital storage and online transactions, cyber liability insurance protects against data breaches, cyberattacks, and related issues.
Assess your specific needs, and consult with an insurance professional if you're unsure about the types of cover available to you.
PhotographyInsurance.com.au came about because of the limited choice in photography equipment insurance providers in Australia, unlike in the US and UK where there is a much larger selection of specialist photography insurers.
We've done the research to come up with a list of insurers that can cover your photography equipment both domestically and overseas. Our listings are reviewed periodically so please check in with us again when your policy is up for renewal.